Chief Credit Strategist

4 days ago


Delhi, Delhi, India beBeeRiskAnalysis Full time ₹ 18,00,000 - ₹ 22,50,000
Job Summary:

We are seeking a highly skilled professional to fill the Risk Analyst role. The ideal candidate will possess a strong background in credit risk management and experience working with Python and SQL.

Key Responsibilities:

  • Develop, implement, and review of credit risk models & associated frameworks in an unsecured rural/semi-urban lending context.
  • Implement and monitor credit risk strategies across the lending life cycle - acquisition, underwriting, cross-sell and collections.
  • Review portfolio on periodic basis across various risk metrics for early warning signals and analyze portfolio trends to track portfolio quality on accepted risk parameters.
  • Ensure risk policies are timely reviewed and reflect the dynamic external environment and internal risk appetite.
  • Analyze industry data at scale, prepare MIS/Dashboards and apprise senior management on changing market conditions.
  • Regularly review processes for adherence to risk policies and check if controls are effectively in place and working.
  • Coordinate with various internal teams for strengthening of risk framework.

Eligibility Criteria:

  • Bachelor's or Master's degree from a reputable college.
  • 3-6 years of experience in managing risk in a financial institution.
  • 2+ years of experience in Python and SQL is mandatory.
  • Excellent understanding of data and ability to bring insights.
  • Sound knowledge of statistical models.
  • Experience in Microfinance/MSME Lending will be an added advantage.


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