
Chief Risk Architect
1 day ago
We are seeking a seasoned Strategic Risk Leader to lead the development and implementation of our risk management strategy across credit, operational, and regulatory domains.
The ideal candidate will have a deep understanding of the NBFC and Banking sector and regulatory landscape in India. They will be responsible for evolving and implementing a comprehensive risk management framework that aligns with business goals, regulatory requirements, and market conditions.
Risk Management Framework:
- Evaluate and mitigate risks across credit, operational, and compliance risks through policies and frameworks
- Monitor emerging credit risks (e.g., identity fraud) and recommend proactive measures
- Ensure effective and continuous portfolio monitoring, stress testing, and expected credit loss forecasting and manage potential default risks
- Leverage data analytics, AI, and machine learning tools to enhance data insights for risk control, provide inputs to improve risk modeling, fraud detection, and early-warning systems
- Prepare and present regular risk reports to senior management and the board, providing insights into portfolio performance, emerging risks, and key risk indicators
Requirements:
- Master's degree in finance, economics, risk management, or a related field
- Minimum of 12 years of experience in risk management, ideally in the NBFC, banking, or financial services sector, with at least 3 years in a leadership role
- Strong knowledge of credit and financial risk, operational risk in the context of an NBFC; familiarity with RBI regulations
- Sectoral understanding of financial institutions and strong ability to interpret financial trends
- Proficiency in risk management and data analytics tools, ideally including Python and SQL
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