Chief Risk Architect

1 day ago


Vadodara, Gujarat, India beBeeRisk Full time ₹ 35,00,000 - ₹ 50,00,000
Job Title: Strategic Risk Leader

We are seeking a seasoned Strategic Risk Leader to lead the development and implementation of our risk management strategy across credit, operational, and regulatory domains.

The ideal candidate will have a deep understanding of the NBFC and Banking sector and regulatory landscape in India. They will be responsible for evolving and implementing a comprehensive risk management framework that aligns with business goals, regulatory requirements, and market conditions.

Risk Management Framework:

  • Evaluate and mitigate risks across credit, operational, and compliance risks through policies and frameworks
  • Monitor emerging credit risks (e.g., identity fraud) and recommend proactive measures
  • Ensure effective and continuous portfolio monitoring, stress testing, and expected credit loss forecasting and manage potential default risks
  • Leverage data analytics, AI, and machine learning tools to enhance data insights for risk control, provide inputs to improve risk modeling, fraud detection, and early-warning systems
  • Prepare and present regular risk reports to senior management and the board, providing insights into portfolio performance, emerging risks, and key risk indicators

Requirements:

  • Master's degree in finance, economics, risk management, or a related field
  • Minimum of 12 years of experience in risk management, ideally in the NBFC, banking, or financial services sector, with at least 3 years in a leadership role
  • Strong knowledge of credit and financial risk, operational risk in the context of an NBFC; familiarity with RBI regulations
  • Sectoral understanding of financial institutions and strong ability to interpret financial trends
  • Proficiency in risk management and data analytics tools, ideally including Python and SQL

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