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Lead Credit Risk Analyst
1 month ago
About the Role:
We are seeking an experienced Director of Credit and Risk Analytics to lead our credit risk management strategy for a rapidly growing US-based consumer Buy Now, Pay Later client.
Key Responsibilities:
- Develop and implement end-to-end credit risk strategies aligned with business goals and regulatory requirements.
- Oversee portfolio performance, manage credit limits, and ensure proactive risk identification and mitigation.
- Work closely with data science teams to refine risk models, improve customer segmentation, and predict defaults.
- Evaluate compliance with regulatory standards and internal risk policies while maintaining strong governance practices.
- Partner with product, engineering, and finance teams to align risk strategies with business initiatives.
- Lead and mentor a team of analysts and data scientists, fostering a culture of continuous improvement.
Requirements:
- 10+ years of credit risk management experience, with 5+ years in a leadership role, preferably in BNPL or consumer finance.
- Expertise in credit risk modeling, analytics (SAS, R, Python), and data-driven decision-making.
- Strong leadership and collaboration skills with experience in managing cross-functional teams.
- MBA/PhD is a plus.
Compensation: The estimated annual salary for this position is around $180,000-$220,000, based on industry standards and location.