Strategic Treasury Director

7 days ago


Mumbai, Maharashtra, India Rupeek Full time

About Rupeek:

Rupeek, a pioneering fintech platform in India's digital lending landscape, revolutionizes access to credit for Indians through innovative financial products centered around the country's $2 trillion gold market.

The company, founded in 2015 and headquartered in Bangalore, leverages cutting-edge technology and an automated supply chain to transform the gold loan disbursal experience across 40+ cities in India. With a vast customer base of over 500,000+, Rupeek's strategic partnerships with top banks and financial institutions underscore its commitment to building low-risk, gold-backed assets through efficient processes.

Backed by prominent investors such as Sequoia Capital, Accel Partners, Bertelsmann, and GGV Capital, Rupeek is redefining the future of finance through innovation, technology, and a focus on financial inclusivity.

Job Title: Strategic Treasury Director

Education: MBA Finance/CA/CFA or equivalent professional degree.

Experience: 8+ years of relevant experience.

Location: Mumbai

Key Responsibilities:

  • Broaden relationships with lenders through regular meetings, relationship management extending beyond transactional deals.
  • Fund-raising from various lender classes / investor classes - Banks, NBFCs, AIFs, Venture Debt funds, HNI/family offices, etc.
  • Sourcing funds through instruments like Term Loans, NCDs, structured borrowings, etc.
  • Understanding Cost of Funds and structuring borrowings basis XIRR, rationalizing transaction costs.
  • Cash Flow Management: Anticipate market events impacting liquidity at macro level, and for lenders, which can impact Rupeek borrowings.
  • ALM Reporting, Conduct of ALCO meeting with agenda ensuring debt strategy, liquidity situation, interest rate sensitivities are discussed.
  • Manage Credit ratings of the Company, initiating discussions with other rating agencies for potential upgrades.
  • Ensure complete compliance of all debt covenants and terms and conditions of debt.

Required Skills:

  • Minimum 9/10 years of treasury experience.
  • Fund-raising experience across treasury products.
  • Strong focus on fund-raising, credit ratings, and relationship management.
  • Expertise in managing relationships with banks, NBFCs, and market participants such as AIF, HNIs, Private credit funds, etc.
  • Understanding of RBI regulations for NBFC including permissible instruments, ALM Guidelines, etc.
  • Strong analytical skills, meticulous understanding of credit, general knowledge of borrowing products available in the market.

Detailed Job Description:

  • Strategic Fund-Raising:
  • Develop and implement strategic plans for fund-raising activities, aligning with the company's financial objectives.
  • Oversee end-to-end execution in fund-raising exercises, including responding to credit queries, documentation, draw-down processes, and post draw-down compliances.
  • Relationship Management:
  • Cultivate and maintain strong relationships with banks, NBFCs, and market participants, including arrangers.
  • Negotiate favorable terms for various financial transactions in collaboration with internal stakeholders.
  • Liquidity Management and ALM:
  • Ensure effective liquidity management and implement Asset Liability Management (ALM) strategies.
  • Monitor daily cash-flows to optimize fund allocation and mitigate liquidity risks.

Rupeek Fintech Pvt Ltd is an equal opportunity employer welcoming diverse backgrounds and experiences.


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