Strategic Treasury Director
7 days ago
About Rupeek:
Rupeek, a pioneering fintech platform in India's digital lending landscape, revolutionizes access to credit for Indians through innovative financial products centered around the country's $2 trillion gold market.
The company, founded in 2015 and headquartered in Bangalore, leverages cutting-edge technology and an automated supply chain to transform the gold loan disbursal experience across 40+ cities in India. With a vast customer base of over 500,000+, Rupeek's strategic partnerships with top banks and financial institutions underscore its commitment to building low-risk, gold-backed assets through efficient processes.
Backed by prominent investors such as Sequoia Capital, Accel Partners, Bertelsmann, and GGV Capital, Rupeek is redefining the future of finance through innovation, technology, and a focus on financial inclusivity.
Job Title: Strategic Treasury Director
Education: MBA Finance/CA/CFA or equivalent professional degree.
Experience: 8+ years of relevant experience.
Location: Mumbai
Key Responsibilities:
- Broaden relationships with lenders through regular meetings, relationship management extending beyond transactional deals.
- Fund-raising from various lender classes / investor classes - Banks, NBFCs, AIFs, Venture Debt funds, HNI/family offices, etc.
- Sourcing funds through instruments like Term Loans, NCDs, structured borrowings, etc.
- Understanding Cost of Funds and structuring borrowings basis XIRR, rationalizing transaction costs.
- Cash Flow Management: Anticipate market events impacting liquidity at macro level, and for lenders, which can impact Rupeek borrowings.
- ALM Reporting, Conduct of ALCO meeting with agenda ensuring debt strategy, liquidity situation, interest rate sensitivities are discussed.
- Manage Credit ratings of the Company, initiating discussions with other rating agencies for potential upgrades.
- Ensure complete compliance of all debt covenants and terms and conditions of debt.
Required Skills:
- Minimum 9/10 years of treasury experience.
- Fund-raising experience across treasury products.
- Strong focus on fund-raising, credit ratings, and relationship management.
- Expertise in managing relationships with banks, NBFCs, and market participants such as AIF, HNIs, Private credit funds, etc.
- Understanding of RBI regulations for NBFC including permissible instruments, ALM Guidelines, etc.
- Strong analytical skills, meticulous understanding of credit, general knowledge of borrowing products available in the market.
Detailed Job Description:
- Strategic Fund-Raising:
- Develop and implement strategic plans for fund-raising activities, aligning with the company's financial objectives.
- Oversee end-to-end execution in fund-raising exercises, including responding to credit queries, documentation, draw-down processes, and post draw-down compliances.
- Relationship Management:
- Cultivate and maintain strong relationships with banks, NBFCs, and market participants, including arrangers.
- Negotiate favorable terms for various financial transactions in collaboration with internal stakeholders.
- Liquidity Management and ALM:
- Ensure effective liquidity management and implement Asset Liability Management (ALM) strategies.
- Monitor daily cash-flows to optimize fund allocation and mitigate liquidity risks.
Rupeek Fintech Pvt Ltd is an equal opportunity employer welcoming diverse backgrounds and experiences.
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