Lead Financial Analyst

4 days ago


Gurgaon, Haryana, India exl Full time
Job Title:

Lead Financial Analyst - Corporate Credit Risk Assessment

About the Role:

We are seeking a highly skilled and experienced Lead Financial Analyst to join our team at EXL. In this role, you will be responsible for undertaking detailed credit risk assessments of global counterparties for a large financial services corporation.

Key Responsibilities:
  • Conduct secondary research for credit report writing, including understanding business models, ownership structures, industry and sector analysis.
  • Understand company financial statements, including balance sheets, income statements, and cash flow statements.
  • Perform financial statement spreading, ratio analysis, and cash flow analysis.
  • Have a good understanding of the CAMELS methodology for analyzing banks.
Analysis and Reporting:
  • Analyze annual reports to provide detailed financial assessments, including ratio analysis and written reports.
  • Assess industries and countries to provide valuable insights.
  • Evaluate ownership structures, sovereign support, and other key factors.
  • Deliver high-quality credit reports to clients in a timely manner.
Required Skills:
  • Proficiency in understanding financial statements and ratios used for corporate financial analysis, including profitability, leverage, and liquidity.
  • Experience in writing reports and credit papers commenting on key financial numbers and business aspects.
  • Excellent written and spoken communication skills in US English, with experience handling client interactions and calls.
  • Ability to work effectively in a team environment.
  • Strong analytical and problem-solving skills.
Education Requirements:

University Bachelor's Degree in Commerce or a related field, with a Postgraduate MBA in Finance or a relevant certification (CA Inter, CA, CFA, FRM).

Compensation:

The estimated salary for this role is $120,000 - $150,000 per annum, depending on location and experience.



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