Risk Assessment Specialist

4 days ago


Chennai, Tamil Nadu, India Vivriti Capital Full time
About the Role:

Risk assessment is at the core of Vivriti Capital's business model. The credit risk team plays a pivotal role in analysing financial statements and assessing credit requests. This includes evaluating new requests, changed requests, refinancing, annual due diligence, and providing recommendations tied to analysis and assessment of credit risk.

The team must present their findings and recommendations to managers, with a focus on borrower repayment ability.

Key Responsibilities:
  • Analyse financial and business risk for financial institutions/corporates, providing accurate updates on their overall business model from a risk perspective.
  • Excel in numerical analysis, interpreting data, and solving problems to aid in credit underwriting.
  • Understand balance sheets and analyse financial statements.
  • Participate in due-diligence and analysis, preparation of credit proposals, undertaking market research, and presenting to management.
  • Develop and apply risk scorecards/models to evaluate creditworthiness.
  • Conduct due diligence in various sectors, including retail, manufacturing, hospitality, food, and beverage, and the financial sector.
  • Maintain knowledge of global markets and macroeconomic analysis, drivers, and regulatory actions.
  • Evaluate credit risks and suggest suitable risk mitigants.
  • Present and provide recommendations to credit committees regarding client risk portfolios based on multiple aspects.
  • Collaborate with client solutions teams to execute deals when necessary.
  • Influence internal and external stakeholders.


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