Data Expert
2 days ago
Drive Business Growth with Data Insights
Job Opportunity:We are seeking a skilled data expert to join our AI-driven lending platform team. In this role, you will analyze financial, customer, and transaction datasets, generate insights to support credit decisioning models, and deliver data-driven solutions across loan origination, loan management, and credit scoring systems.
Key Responsibilities:- Collect, clean, and analyze structured and unstructured data (banking, fintech, telco usage, credit bureau).
- Collaborate with machine learning engineers to define features, validate models, and benchmark credit decisioning outputs.
- Develop dashboards and reports on loan performance, portfolio risk, customer segmentation, and key KPIs.
- Conduct exploratory data analysis (EDA) to identify gaps, biases, and enrichment opportunities in training datasets.
- Support regulatory compliance reporting by preparing summaries, documentation, and explainability insights.
- Contribute to data quality frameworks, governance standards, and lineage tracking.
- 4+ years of experience in data analysis, preferably in credit/financial analytics.
- Proficiency in Spark-SQL, SQL, Excel, and business intelligence tools.
- Strong analytical mindset with the ability to interpret financial/credit datasets.
- Hands-on experience with Python or R for data wrangling, EDA, and statistical analysis.
- Familiarity with cloud-based data platforms (e.g., Azure).
- Solid understanding of credit risk metrics, NPA ratios, loan portfolio analysis, and financial modeling.
- Experience in banking, fintech, or telco credit operations.
- Exposure to predictive modeling, customer segmentation, or fraud analytics.
- Knowledge of compliance frameworks (Basel, IFRS9).
- Bachelor's/Master's in Statistics, Economics, Finance, Data Science, or related fields.
Work Flexibility:
- Remote-friendly role with flexibility to work from anywhere.
- Opportunity to relocate onsite depending on project and business needs.
The ideal candidate will possess excellent analytical skills, strong communication abilities, and a passion for driving business growth through data insights.
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