Product Lead
1 week ago
Job Title: Manager - New Initiatives
Location: Mumbai, Naman Chambers
Business Unit: Rural Assets
Job Summary:
The ideal candidate will have to review the following related to Overdraft & Personal loans:
- Product Management
- Process Management
- Market dynamics
- P&L Management
Key Responsibilities:
Product Management: Develop ongoing market insight, Identify sector trends. Evaluate competitors and offerings. Compare competitive products. Configure product SWOT & uncover opportunities.
Portfolio Review and Performance management: Develop market insight, Conducting Post Launch Product audits. Revaluate Competitor action. Analyze Product and Portfolio Performance. Refine/Pricing Structure. Adjusting marketing and Promotional Plans. Assess channel Performance. Rationalization of Portfolios.
Identify Opportunities: Devising smooth/innovative customer journey end to end.
Process Improvement: Customization/digitalization in the Loan process/system platform.
Product Pricing: Determines product pricing by utilizing market research data, costing etc.
Product Sales Support: Devising training module, imparting training to various team co-ordination with various support vertical, etc.
Coordination: Coordinating with different stakeholders for smooth functioning of product.
Reporting: Maintaining MIS and Product decks for periodic reviews.
Daily Interaction: Daily interaction with sales for reaching maximum and daily disbursal volumes for the product.
Qualifications:
Graduate – Science /Commerce
Postgraduate – MBA (Marketing / Finance) from a reputed institute will be desirable
Experience:
4 Years in Industry of Banks/NBFC/HFC
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