Chief Risk Strategist

2 months ago


Gurgaon, Haryana, India Connexions Full time

Connexions is a mission-driven organization focused on driving financial inclusion to serve the underserved across their credit, savings, and financial needs.

The estimated salary for this role is 22 LPA. Job Title: Chief Risk Strategist

Company Overview:

We are a team of finance, analytics, and technology professionals dedicated to delivering financial access to every individual.

About Us:

In our endeavor to provide inclusive financial services, we require an expert who can drive credit policy decisions and manage lending portfolio P&L KPIs effectively.

Job Description:

Key Responsibilities :

  • Portfolio Strategy & Credit Policy:

Develop strategic frameworks to drive GTM strategies, customer eligibility, and limit/exposure decisions using telecom, wallet, bureau, and mobile app data.

Optimize customer journey and communication through digital channels to drive usage, credit education, and repayment.

Collaborate with external debt collection agencies to optimize collection effectiveness and offer tailored solutions.

  • Portfolio Monitoring & Governance :

Design metrics for tracking portfolio performance and develop reports leveraging technical expertise.

Monitor PDD MIS and follow up on pending PDDs to maintain acceptable limits.

Coordinate with partner teams for due/overdue PDD processes and implement solutions for portfolio health.

Skills and Qualifications:

  • Knowledge of scorecards, credit policies, and risk management in an unsecured context.
  • Hands-on experience as a data-driven strategy/policy analyst for more than 1 year.
  • Strong analytical thought process and problem-solving aptitude.
  • Proficiency in SQL, Python, and Pyspark SQL (Big Data Hadoop/Spark Stack) preferred.
  • Passion for using data and algorithms to drive underwriting decisions.
  • Strong entrepreneurial drive and ability to handle ambiguity in a fast-paced environment.

Bonus Skills:

Exposure to ML algorithms is a plus.



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