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Principal Financial Lines Specialist

3 weeks ago


Tiruchi, Tamil Nadu, India beBeeRisk Full time ₹ 15,00,000 - ₹ 20,00,000
Senior Liability Underwriter

We are seeking a seasoned Liability Underwriter to join our team and play a key role in shaping the future of our financial lines business. The ideal candidate will have a proven track record of managing portfolios, developing underwriting strategies, and building strong relationships with clients and brokers.

Key Responsibilities:

  • Evaluate, analyze and underwrite financial lines business (D&O, EPLI, Cyber, PI, Crime, Transaction Liability, etc.) within defined authority.
  • Structure, price and negotiate treaty and facultative reinsurance arrangements.
  • Review submissions, assess risk exposure and provide tailored solutions.

Portfolio Management:

  • Manage and grow a book of business while maintaining profitability.
  • Monitor market trends, claims experience and emerging risks impacting liability lines.
  • Contribute to product development and portfolio diversification initiatives.

Market & Client Engagement:

  • Build and maintain strong relationships with cedents, brokers and internal stakeholders.
  • Represent the firm in client meetings, negotiations and industry forums.
  • Provide technical support and thought leadership on financial lines.

Collaboration & Leadership:

  • Work with regional/global underwriting teams for alignment and knowledge sharing.
  • Mentor junior underwriters and contribute to training initiatives.
  • Support senior management in strategic planning and reporting.

Requirements:Qualifications:

  • Experience: 7+ years in liability/financial lines underwriting (insurance or reinsurance); strong knowledge of the Indian market with regional/global exposure preferred.
  • Technical Expertise: Deep understanding of D&O, PI, Cyber and other specialty liability products; strong grasp of treaty & facultative structures.
  • Education: Graduate / Postgraduate, preferably with professional qualifications.

Required Skills:

  • Strong analytical and risk assessment skills.
  • Excellent negotiation and relationship management.
  • Commercial acumen with strategic thinking ability.
  • Effective communication and presentation skills.