Credit Operations Specialist

4 days ago


Vizag, Andhra Pradesh, India beBeeCredit Full time ₹ 1,04,000 - ₹ 1,30,878
Job Title: Credit Operations Specialist

This is a dynamic role for an experienced professional seeking to leverage their expertise in credit operations, sales, and customer relationships.

  • To ensure the achievement of disbursement targets with minimal delinquency
  • Analyzing joint liability groups and disbursed loans to suit target customers and geographies
  • Driving business growth by developing and managing teams across assigned territories for deeper market penetration and reach
  • Evaluating potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas
  • Managing disbursements, repayments, and delinquency, achieving daily/weekly collections targets
  • Closely following up on disbursed loans, particularly those not paying on time
  • Undertaking regular field visits, centre meetings, and loan applicant interactions
  • Maintaining portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds
  • Fostering strong client relationships both internally and externally, building a strong brand identification with potential customers
  • Ensuring regular weekly/daily meetings and visits to centres
  • Prior experience as a sales officer in microfinance or a similar role
  • Basic understanding of microfinance business and JLG model working would be beneficial

Key Skills:

  • Relationship management and business sourcing
  • Sales aptitude
  • Understanding critical attributes of customer service


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