Senior Credit Risk Management Professional

3 days ago

Kurnool, Andhra Pradesh, India beBeeDataDriven Full time ₹ 8,00,000 - ₹ 12,00,000

Job Title: Portfolio Performance Analyst

We are seeking a highly skilled professional to own the end-to-end targeting and campaign selection process for one of our credit bureau partnerships.

The primary goal is to ensure the right customers receive the right offers at the right time, driving response rates, conversion rates, loan volume, and profitability.

This role combines hands-on data analysis with strategic business decision-making, requiring strong technical skills and the ability to interpret historical performance in context.

Key Responsibilities:

  • Campaign Targeting & Selection: Pull and prepare data using SQL to identify target customers for direct mail campaigns.
  • Evaluate historical performance metrics such as response rate, approval rate, conversion rate, loan size, and payment performance.
  • Make informed selections for upcoming campaigns based on quantitative data and qualitative business context.
  • Performance Analysis & Optimization: Maintain and monitor performance metrics, identify trends, risks, and opportunities, and recommend strategies to improve campaign performance and profitability.
  • Business Decision-Making: Use data-driven insights to influence credit policy and campaign execution, weighing trade-offs between targeting breadth, expected performance, and operational constraints.

Requirements:

Mandatory:

  • Experience: Minimum 3 years in a consumer lending financial services company managing portfolio performance and making business-driven credit policy decisions.
  • Business Acumen: Proven track record of interpreting data within a business context to make high-impact decisions.
  • Technical Skills:
  • SQL – Proficiency in writing complex queries to extract and manipulate large datasets.
  • Excel – Advanced skills, including pivot tables, calculated fields, and data visualization.
  • Python – Ability to run underwriting (UW) and response rate models to score customer populations for direct mail targeting.
  • Analytical Skills: Ability to identify performance drivers, isolate anomalies, and develop actionable recommendations.
  • Communication: Strong verbal and written English skills for presenting findings to non-technical stakeholders.

PREFERRED SKILLS:

  • Experience with direct mail marketing in a financial services context.
  • Familiarity with credit bureau data and segmentation strategies.
  • Understanding of consumer credit products, including installment loans and lines of credit.

  • Senior Credit Risk Manager

    4 days ago

    Kurnool, Andhra Pradesh, India beBeeCreditManagement Full time ₹ 12,00,000 - ₹ 25,00,000

    Credit Management ProfessionalWe are seeking a seasoned Credit Management Professional to lead our Accounts department. The ideal candidate will have a strong background in credit management, excellent analytical skills, and the ability to motivate and manage a team.Key Responsibilities:Credit Control StrategyDevelop and implement effective credit control...

  • Credit Risk Executive

    3 days ago

    Kurnool, Andhra Pradesh, India beBeeCreditRisk Full time ₹ 90,00,000 - ₹ 1,20,00,000

    Job Opportunity: Credit Risk ManagerWe are seeking a highly skilled professional to lead and strengthen our credit risk framework for unsecured lending.The ideal candidate will have strong expertise in credit risk management, underwriting models, and portfolio monitoring.Key Responsibilities:Credit Risk Strategy & Policy:Develop and maintain credit risk...

  • Senior Credit Risk Manager

    7 days ago

    Kurnool, Andhra Pradesh, India beBeeRiskAssessment Full time ₹ 15,00,000 - ₹ 25,00,000

    \Key Responsibilities:\/p>\Develop and implement credit risk strategies across the lending lifecycle.\/li>The ideal candidate has 2+ years of experience in Retail Risk management, especially in unsecured lending products. Quantitative credit/fraud risk experience is a must.Required Skills and Qualifications:\Strong SQL skills along with experience with...

  • Senior Credit Strategist

    2 weeks ago

    Kurnool, Andhra Pradesh, India beBeeCredit Full time ₹ 1,50,00,000 - ₹ 2,50,00,000

    Job Title: Strategic Credit LeadershipOverview:A senior credit professional is sought after to spearhead the development and implementation of our credit strategy, ensuring alignment with business objectives while maintaining risk management standards and regulatory compliance.Key Responsibilities:Credit Framework Development: Design, implement, and monitor...

  • Senior Credit Risk Specialist

    3 days ago

    Kurnool, Andhra Pradesh, India beBeeCreditRisk Full time ₹ 60,00,000 - ₹ 1,20,00,000

    We are seeking a detail-oriented professional to join our team in the field of credit risk analysis. The ideal candidate will be responsible for evaluating the financial health of new and existing clients, identifying risk levels, and providing actionable recommendations to support sound credit decisions.The successful candidate will have strong analytical...

  • Risk Management Specialist

    2 weeks ago

    Kurnool, Andhra Pradesh, India beBeeRisk Full time ₹ 17,24,000 - ₹ 22,99,000

    Job DescriptionYou will be responsible for developing and validating risk measurement models for credit, market and liquidity risk. This includes building frameworks to ensure regulatory compliance with Basel, LIBOR transition, Risk Based Supervision, IFRS9, and IFRS17 standards.Key responsibilities include implementing regulatory change programs, designing...

  • Senior Credit Risk and Compliance Specialist

    2 weeks ago

    Kurnool, Andhra Pradesh, India beBeeCredit Full time ₹ 1,50,00,000 - ₹ 2,00,00,000

    Job Title: Senior Data and Legal Analyst">">We seek an experienced professional to play a key part in extracting, analysing, interpreting, and structuring legal and financial data from complex private credit agreements.">You will lead initiatives that enhance data accuracy, streamline documentation workflows, and support the development of scalable...

  • Senior Risk Management Professional

    1 week ago

    Kurnool, Andhra Pradesh, India beBeeRisk Full time ₹ 1,50,00,000 - ₹ 2,50,00,000

    Job Opportunity: Senior Risk Management ProfessionalWe are seeking an experienced senior risk management professional to lead our asset liability management (ALM) efforts.About the RoleThe ideal candidate will have a strong background in banking and risk management, with a minimum of 5 years of experience in a similar role.ResponsibilitiesMonitor and analyze...

  • Strategic Credit Professional

    5 days ago

    Kurnool, Andhra Pradesh, India beBeeCreditRisk Full time ₹ 15,00,000 - ₹ 21,50,000

    Job Opening for Corporate Strategy ExpertAbout the RoleMonitor loan portfolios to track credit risk indicators and identify early warning signs.Conduct thorough risk assessments and develop strategic plans to mitigate credit risk while aligning with business objectives.Collaborate with underwriting, credit, and collections teams to enhance credit...

  • Senior Credit Manager

    3 days ago

    Kurnool, Andhra Pradesh, India beBeeCreditManagement Full time ₹ 1,20,00,000 - ₹ 2,00,00,000

    Credit Management RoleWe are seeking an experienced Credit Manager to join our team. In this role, you will be responsible for evaluating deals and preparing credit memos.Key Responsibilities:Evaluate industry trends and prepare financial modelsPresentation of deals to senior management in PowerPoint formatCoordinate with internal stakeholders on...