Mortgage Loan Specialist

4 days ago


Malappuram, Kerala, India beBeeUnderwriter Full time ₹ 1,76,37,000 - ₹ 1,98,73,000

US Mortgage Underwriter Role

The role of a conventional underwriter involves reviewing mortgage loan applications to ensure they meet established policies and procedures. This includes examining all documentation for accuracy and completeness, as well as verifying borrower information and property details.

Required Skills and Qualifications:

  • Minimum 3 years' experience in conventional/government end-to-end underwriting.
  • Well-versed in the 4Cs of underwriting (asset, income, credit, and collateral).
  • Excellent analytical and problem-solving skills, with the ability to effectively communicate underwriting decisions to processors and advisors.

Benefits:

  • Opportunity to work on live underwriting cases and analyze data in real-time.
  • Chance to develop expertise in various lending and underwriting guidelines, including credit, income, and cash flow analysis.
  • Competitive compensation package and benefits.

Other Responsibilities:

  • Manage loans using Encompass software.
  • Work collaboratively with staff and management to resolve escalated loans and improve internal audit policies.
  • Participate in knowledge-sharing initiatives to stay up-to-date on industry developments and best practices.


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