
Data Science and Lending Expert
7 hours ago
We are seeking a seasoned Data Scientist to join our organization in Mumbai. The ideal candidate will have a strong background in building risk models, data analysis, and decision-making.
Key Responsibilities:
- Create risk models for unsecured personal loans, including scorecards and early warning systems.
- Design and deploy risk systems from scratch to support lending operations.
- Drive data-backed decision making, MIS reporting, and portfolio analytics.
- Collaborate with cross-functional teams like tech, product, and ops to integrate risk models into workflows.
- Contribute to underwriting automation workflows and process improvements.
Requirements:
- Minimum 2 years of experience as a Data Scientist or Risk Analyst in the NBFC or lending space.
- Strong knowledge of unsecured personal loans and lending processes.
- Proficient in Python, SQL, PowerBI, and Excel for data analysis and modeling.
- Familiarity with RBI norms, compliance standards, and digital lending practices.
- Comfortable working with limited data or proxy indicators to make informed decisions.
Necessary Skills
A highly skilled and motivated Data Scientist who can work effectively in a fast-paced environment and collaborate with cross-functional teams.
Lending Expertise:
The ideal candidate will have experience working with unsecured personal loans, including risk assessment, credit scoring, and portfolio management.
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