Strategic Financial Analyst

5 days ago


Bhubaneshwar, Odisha, India Group Surya Full time

Company Overview

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Group Surya is a leading organization in the industry, known for its innovative approach to financial management.

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Job Description

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We are seeking an experienced Credit Analyst to join our team. As a key member of our finance department, you will be responsible for evaluating the creditworthiness of companies and preparing funding proposals for banks and financial institutions.

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Key Responsibilities:

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  • Perform in-depth financial statement analysis to assess a company's creditworthiness;">
  • Conduct ratio analysis to evaluate a company's financial health;">
  • Analyze funding requirements, debt repayment capacity, and working capital needs;">
  • Assess collateral strength and covenant compliance for secured and unsecured funding;">
  • Prepare funding proposals, credit reports, and investor presentations for senior management, lenders, and investors;">
  • Negotiate interest rates, loan terms, and funding structures with banks and financial institutions;">
  • Monitor debt servicing, cash flow projections, and funding utilization;">
  • Evaluate financial risks and suggest mitigation strategies;">
  • Ensure compliance with banking regulations, RBI norms, and investment policies;">
  • Track industry trends and macroeconomic factors impacting funding decisions;">
  • Cross-functional coordination with finance, treasury, audit, and legal teams to align funding strategies.">
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Requirements

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To succeed in this role, you will need:

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  • A strong background in finance and accounting;">
  • Excellent analytical and problem-solving skills;">
  • Experience in financial analysis and reporting;">
  • Strong communication and presentation skills;">
  • Ability to work under pressure and meet deadlines;">
  • Knowledge of banking regulations and RBI norms;">
  • Ability to collaborate with cross-functional teams.">
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Benefits

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We offer a competitive salary and benefits package, including:

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  • Opportunities for professional growth and development;">
  • Collaborative and dynamic work environment;">
  • Recognition and reward for outstanding performance;">
  • Access to cutting-edge technology and tools;">
  • Flexible work arrangements and work-life balance.">
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Others

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Please submit your application, including your resume and cover letter, to [insert contact information]. We look forward to hearing from you.



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