Senior Credit Specialist

3 days ago


Aligarh, Uttar Pradesh, India beBeeCredit Full time ₹ 60,00,000 - ₹ 1,20,00,000

Job Title: Senior Credit Specialist

Description:

We are seeking an experienced Senior Credit Specialist to join our team. The ideal candidate will be responsible for evaluating creditworthiness and making informed lending decisions.

The role involves assessing loan applications, verifying income and employment status, conducting thorough credit checks, and ensuring compliance with regulatory requirements.

  • Review and evaluate loan applications to determine creditworthiness
  • Verify income and employment status through documentation and other means
  • Conduct thorough credit checks and assessments
  • Maintain up-to-date knowledge of credit policies and guidelines
  • Collaborate with stakeholders to resolve any issues or concerns
  • Ensure all lending decisions are made in accordance with company policies and regulatory requirements

Requirements:

To be successful in this role, you will need:

  • A degree in Finance, Commerce, or a related field
  • A minimum of 5 years' experience in mortgage underwriting or a related field
  • Strong understanding of credit policies and guidelines
  • Excellent analytical, communication, and interpersonal skills
  • Able to work in a fast-paced environment and meet deadlines

Preferred Skills:

It would be beneficial if you have:

  • Certification in mortgage lending or credit assessment
  • Experience with various types of income, including PAYG and self-employed
  • Familiarity with credit bureaus and verification tools

Benefits:

We offer a competitive salary and benefits package, including opportunities for career growth and professional development.

About Us:

We are a leading provider of financial services, dedicated to delivering exceptional customer experiences and supporting the needs of our clients.



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