Secured Lending Business Analyst

7 days ago


Hyderabad, Telangana, India Idexcel Full time

Overview: We are Idexcel Technologies, a fast-growing fintech company transforming commercial and consumer lending. Our mission is to deliver innovative solutions that simplify the loan origination process while ensuring regulatory compliance.

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Job Description: As a Senior Business Analyst, you will play a critical role in supporting the development of our Commercial and Consumer Loan Origination System (LOS). Your primary focus will be on designing, analyzing, and optimizing collateral management services across various secured loan types.

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Responsibilities:

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  • Gather and analyze business requirements from stakeholders to inform the design of collateral management processes.\
  • Develop and maintain relationships with cross-functional teams, including product, engineering, and credit.\
  • Design and implement efficient workflows for collateral intake, underwriting, monitoring, and liquidation.\
  • Ensure compliance with UCC filings, LTV calculations, appraisals, and other regulatory requirements for secured lending.\
  • Contribute to the development of AI-driven automation for collateral valuation, documentation extraction, and risk assessment.\
  • Collaborate with stakeholders to identify areas for process improvement and develop recommendations for enhancement.\\:ul>\

Requirements:

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  • \
  • 3+ years of experience as a Business Analyst in financial services, lending, or loan origination systems.\
  • Strong understanding of collateral management, secured lending, and loan lifecycle processes.\
  • Experience working with commercial and consumer loans, including C&I, CRE, Auto, Mortgage, Construction, etc.\
  • Knowledge of lien perfection, UCC filings, appraisals, and regulatory compliance related to collateral.\
  • Ability to work with cross-functional teams, including technology, credit, risk, and compliance.\\:ul>


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