Senior Mortgage Specialist

4 days ago

Pune, Maharashtra, India beBeeUnderwriter Full time ₹ 7,50,000 - ₹ 15,00,000
Job Overview:

The Conventional Underwriter role is a critical position in our organization, responsible for reviewing, conditioning, and underwriting mortgage loans in accordance with established policies and procedures.

Key Responsibilities:

  1. Review and analyze mortgage loan applications to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines.
  2. Examine all documentation for accuracy and completeness, verifying loan, property, borrowers' information, monthly income, and expenses.
  3. Calculate asset requirements for closing and reserve purposes according to guideline.
  4. Make independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
  5. Provide final approval underwriting of mortgage loans and complete all required paperwork and forms in a timely and accurate manner.
Required Skills and Qualifications:

We are seeking an experienced professional with a degree or equivalent and minimum 3 years of experience in conventional/govt end-to-end underwriting. The ideal candidate will be well-versed in the 4Cs of Underwriting (Asset, Income, Credit, and Collateral) and possess excellent analytical, communication, and problem-solving skills.

Benefits:

This is an exciting opportunity to join our team and contribute to the growth and success of our organization. We offer a competitive compensation package, opportunities for professional development, and a collaborative work environment.

Other Information:

As an Underwriter, you will have the opportunity to work on challenging projects, develop new skills, and collaborate with cross-functional teams. If you are a motivated and detail-oriented individual with a passion for underwriting, we encourage you to apply for this rewarding role.

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