Strategic Leader

6 hours ago

Mumbai, Maharashtra, India beBeeRiskManagement Full time ₹ 6,00,000 - ₹ 8,00,000

Our Risk Management team is seeking a strategic leader to drive enhancements in credit policies, processes, and technology initiatives for Mortgages.

As a key influencer across departments, you will ensure robust risk management aligned with business growth.

Credit Policy Leadership

You will independently manage and continuously enhance credit policies, balancing business needs with risk appetite.

Conduct market studies and peer benchmarking to integrate best practices into product policies.

Provide timely guidance and responses to policy queries to support business decisions and foster a strong risk culture.

Engage with senior and top management to present policy updates, portfolio insights, and innovative risk strategies.

Offer ongoing feedback to Business, Analytics, Technology, Operations, and Credit teams to support product innovation and market responsiveness.

Disseminate policies effectively through training, knowledge tools, and clear communication to all relevant stakeholders.

Ensure closure of audit findings and manage internal, statutory, and regulatory audits with corrective actions.

Portfolio Monitoring & Risk Analytics

Develop and maintain dashboards to monitor key risk indicators and portfolio health.

Conduct real-time transaction monitoring to ensure policy compliance and uphold risk standards.

Provide analytical insights to maintain portfolio quality and preempt emerging risks.

Oversee system changes from requirement gathering to testing, training, and enhancement.

Champion technology adoption and innovation within the Risk function.

Qualifications & Experience

Education: CA / MBA (mandatory)

Experience: 10+ years in Retail Lending Risk, with strong exposure to Mortgages

Preferred Background: Senior Manager / DGM in a reputed HFC

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