Financial Risk Management Specialist

16 hours ago


Pune, Maharashtra, India Intellectual Capital HR Consulting Pvt. Ltd. Full time

Company Overview

Intellectual Capital HR Consulting Pvt. Ltd. is a leading provider of human resources consulting services, specializing in financial risk management and underwriting.

Salary

The estimated annual salary for this position is ₹1,200,000 - ₹1,800,000, depending on experience.

Job Description

We are seeking a highly skilled Financial Risk Management Specialist to join our team. As a key member of our underwriting department, you will be responsible for assessing loan applications for credit appraisal, analyzing financial data to evaluate solvency, liquidity, and creditworthiness.

Key Responsibilities

  • Assess income and various obligation ratios, applying in-depth knowledge of the underlying calculations and their impact on loan performance during the loan tenure.
  • Calculate eligibility based on portfolio as per policy and conduct risk checks on customers, preparing detailed Credit Approval Memos for high-value cases.
  • Monitor portfolio behavior and identify early signs of stress, highlighting these to reporting managers for prompt action.
  • Contribute to policy preparation, review, and update at regular intervals, ensuring adherence to regulatory and statutory compliances.
  • Regularly track progress on agreed key metrics toward delivering strategic objectives.

Required Skills and Qualifications

To succeed in this role, you will need:

  • A strong background in finance, accounting, or a related field.
  • Excellent analytical and problem-solving skills.
  • Proficiency in financial software and tools.
  • Strong communication and interpersonal skills.

Benefits

This role offers a range of benefits, including:

  • A competitive salary and bonus structure.
  • Ongoing training and development opportunities.
  • A dynamic and supportive work environment.
  • Opportunities for career advancement within the company.

Others

Please note that this role requires a strong understanding of financial risk management principles and practices. If you are passionate about finance and underwriting, we encourage you to apply.



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