Financial Risk Management Specialist
16 hours ago
Company Overview
Intellectual Capital HR Consulting Pvt. Ltd. is a leading provider of human resources consulting services, specializing in financial risk management and underwriting.
Salary
The estimated annual salary for this position is ₹1,200,000 - ₹1,800,000, depending on experience.
Job Description
We are seeking a highly skilled Financial Risk Management Specialist to join our team. As a key member of our underwriting department, you will be responsible for assessing loan applications for credit appraisal, analyzing financial data to evaluate solvency, liquidity, and creditworthiness.
Key Responsibilities
- Assess income and various obligation ratios, applying in-depth knowledge of the underlying calculations and their impact on loan performance during the loan tenure.
- Calculate eligibility based on portfolio as per policy and conduct risk checks on customers, preparing detailed Credit Approval Memos for high-value cases.
- Monitor portfolio behavior and identify early signs of stress, highlighting these to reporting managers for prompt action.
- Contribute to policy preparation, review, and update at regular intervals, ensuring adherence to regulatory and statutory compliances.
- Regularly track progress on agreed key metrics toward delivering strategic objectives.
Required Skills and Qualifications
To succeed in this role, you will need:
- A strong background in finance, accounting, or a related field.
- Excellent analytical and problem-solving skills.
- Proficiency in financial software and tools.
- Strong communication and interpersonal skills.
Benefits
This role offers a range of benefits, including:
- A competitive salary and bonus structure.
- Ongoing training and development opportunities.
- A dynamic and supportive work environment.
- Opportunities for career advancement within the company.
Others
Please note that this role requires a strong understanding of financial risk management principles and practices. If you are passionate about finance and underwriting, we encourage you to apply.
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