
Risk Assessment Professional
4 days ago
We are seeking an experienced Risk Management Specialist to join our team. The ideal candidate will have a strong background in credit risk management, with a proven track record of developing and implementing effective risk models and strategies.
Responsibilities:- Development and Implementation: Develop, implement, and review credit risk models and associated frameworks in an unsecured rural/semi-urban lending context.
- Strategy Execution: Implement and monitor credit risk strategies across the lending life cycle, including acquisition, underwriting, cross-sell, and collections.
- Portfolio Review: Regularly review portfolios on various risk metrics for early warning signals and analyze portfolio trends to track quality against accepted risk parameters.
- Policies Review: Ensure that risk policies are timely reviewed and reflect the dynamic external environment and internal risk appetite.
- Data Analysis: Analyze industry data at scale, prepare MIS/Dashboards, and apprise senior management on changing market conditions.
- Process Review: Regularly review processes for adherence to risk policies and check if controls are effectively in place and working.
- Collaboration: Coordinate with various internal teams to strengthen the risk framework.
- Qualifications: BTech or MTech from a Tier 1 college.
- Experience: 3-6 years of experience in managing risk in a NBFC/Fintech/Lending environment.
- Technical Skills: 2+ years of experience in Python and SQL is mandatory.
- Critical Thinking: Excellent understanding of data and ability to bring insights.
- Statistical Knowledge: Sound knowledge of statistical models.
- Industry Experience: Experience in Microfinance/MSME Lending will be an added advantage.
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