Business Analyst

1 day ago


Mumbai, Maharashtra, India MUFG Full time
About MUFG Bank

Established in 360 years of history, MUFG Bank is Japan's premier bank with a global network spanning over 40 markets. As part of the Mitsubishi UFJ Financial Group (MUFG), we offer an extensive scope of commercial and investment banking products and services to businesses, governments, and individuals worldwide.

Our Mission

We aim to be the world's most trusted financial group through close collaboration among our operating companies and flexible response to all the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world.

For more information, visit https://www.mufg.jp/english

About the RoleJob Profile

Purpose of Role:

  • MGS India, through its Credit Analysis Team, manages the credit analysis function for its Corporate clients globally. We are looking for an ambitious credit analyst to cover a varied portfolio across EMEA region.
  • The Credit Analysis team is the Bank's first line of defense and works closely with GCIB bankers, Product partners and Credit approvers to promote an optimal risk / return on the banks' lending opportunities.
  • The credit analyst will perform forward-looking fundamental credit analysis on the borrowers, annual reviews and limit renewals, support on ad-hoc requests and periodic reviews when necessary.
Main Responsibilities

The successful candidate will manage a portfolio of EMEA Corporate clients and undertake objective detailed due diligence of borrowers / industry. They will also be responsible for managing end-to-end annual renewal of limits and borrower ratings as per the Banks credit processes and procedures collaborating with other stakeholders.

In addition, they will prepare periodic sector reports and event-based stress tests of the portfolio as necessary. The role also involves supporting Relationship Managers / Senior Credit Analysts in the department on ad-hoc requests related to new transactions or other portfolio reviews.

Audit management including internal, external and regulatory inspections is another key aspect of this role. The candidate must have the ability to multi-task and manage ever-changing and often conflicting priorities.

The salary for this position is estimated at ₹13,00,000 - ₹18,00,000 per annum, based on location and experience.



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