Mortgage Credit Analyst

4 days ago


Hyderabad, Telangana, India FinacPlus Full time
Job Overview
The Treasury Analyst – US Mortgage Process role at FinacPlus involves providing virtual business process services to overseas clients, specifically in mortgage hard money loan processing for USA clients from the mortgage finance industry. This position requires collaboration with US mortgage loan origination, loan processing & underwriting teams.

Responsibilities:
We are seeking a skilled professional to work on mortgage loan process and assist underwriters in evaluating loans. Key responsibilities include obtaining all documents from potential borrowers or brokers, reviewing and auditing documentation as per checklist, ensuring completeness of loan files, and verifying property titles and insurance policies. Additionally, the successful candidate will assess credit appraisals, income sources, repayment capacity, experience, and other properties of the borrower.

Requirements and Qualifications:
To be successful in this role, you should have 2-4 years of experience in US mortgage origination processes or pre-underwriting processes. In-depth knowledge of various mortgage documents review is essential, along with credit analysis based on borrower's income, assets, and liabilities to determine credit worthiness. A Bachelor's Degree in Finance, MBA, CFA, or other post-grad degree is preferred. Advanced Excel skills are also necessary. We offer a competitive salary range of $80,000-$110,000 per annum, commensurate with experience.

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