Micro Business Loan Branch Manager

1 day ago


Pudukkottai, Tamil Nadu, India IDFC FIRST Bank Full time

Job Summary

The Branch Sales Manager - Micro Business Loans will be responsible for scaling up the business for micro business loan lending in a designated area. This role will entail delivering banking needs to customers in the most cost-effective and technology-effective manner, closely collaborating with the retail team. The successful candidate will provide a seamless and fulfilling customer experience, ensuring IDFC First Bank becomes the primary bank for all banking needs.

Key Responsibilities

  • Target and manpower planning for the branch.
  • Recruitment and training of sales managers, branch sales managers, and branch credit and collection managers.
  • Meeting disbursements targets month-on-month.
  • Identifying business clusters with high potential and executing penetration strategies.
  • Tracking and improving manpower productivity at all levels.
  • Mentoring and monitoring the branch team.
  • Keeping track of competition and reporting new products and market developments to the upstream team.
  • Managing product mix and branch profitability.
  • Managing bucket collections and overall portfolio management.
  • Ensuring internal and external audit compliance.

Requirements

Graduation: Any graduate.

Post-graduation: MBA, PGDM.

Experience: 2-5 years of experience in loan sales.



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