Senior Mortgage Professional

13 hours ago


Bengaluru, Karnataka, India beBeeMortgage Full time ₹ 17,50,000 - ₹ 21,25,000
Job Title: Credit Manager

Job Summary:

We are seeking experienced professionals to lead the credit management function with a strong background in mortgage underwriting.

Key Responsibilities:

  • End-to-end assessment and decision-making of home loan/mortgage applications based on established guidelines and policies.
  • Perform income verification, credit checks, property valuation reviews, and responsible lending assessments.
  • Liaise with brokers, lenders, and internal teams for clarifications or documentation gaps.
  • Provide timely and high-quality credit decisions while meeting Service Level Agreements (SLAs) and compliance standards.
  • Ensure adherence to regulatory requirements such as NCCP, AML, and other relevant acts.
  • Mentor and guide junior underwriters, and support process improvements.
  • Prepare daily/weekly reports on pipeline, SLAs, and quality metrics.

Requirements:

  • Graduate/Postgraduate in Finance, Commerce, or a related field.
  • Minimum 5 years of mortgage underwriting experience, with at least 2–3 years in the Australian home loan domain.
  • Strong understanding of credit policies, responsible lending guidelines, and loan origination systems.
  • Exposure to multiple lenders is a plus.
  • Excellent analytical, communication, and documentation skills.
  • Ability to work in fast-paced environments and meet deadlines.

Preferred Skills:

  • Certification in mortgage lending or credit assessment.
  • Experience with income types including PAYG, self-employed, rental, foreign income.
  • Solid knowledge of credit bureaus like Equifax (AU).
  • Familiarity with verification tools and fraud checks used in the mortgage ecosystem.


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