Exciting Opportunity for Experienced Mortgage Underwriter

1 week ago


Chennai, Tamil Nadu, India beBeeMortgage Full time ₹ 1,20,00,000 - ₹ 1,80,00,000
Job Title: Mortgage Underwriter - Ensure Compliance and Excellence

We are seeking a skilled Mortgage Underwriter to join our team. As a Mortgage Underwriter, you will be responsible for auditing loans underwritten by credit officers to ensure compliance with regulatory requirements.

The ideal candidate will have strong analytical and financial assessment skills, excellent attention to detail, and effective communication skills.

Responsibilities include analyzing customer financial positions, understanding and applying the 4Cs of Credit, ensuring compliance with regulatory and company guidelines, assessing credit risk, and determining loan approval/decline decisions.

You will also communicate with external stakeholders, including Brokers/Lenders, and demonstrate strong customer-centric communication skills.


Requirements:
  • Knowledge of Responsible Lending Obligations
  • Understanding of APRA and ASIC regulations
  • Strong analytical and financial assessment skills
  • Excellent attention to detail and time management skills
  • Effective communication and stakeholder management skills
  • Experience with lending policies and procedures
  • Experience with KYC process

Qualifications:

Education: Bachelor's or Master's degree in any field

Experience: 2+ years in Mortgage Underwriting and Quality in Australian, USA, or UK mortgage domains

Must-have: Strong understanding of Australian, US, or UK lending regulations

Added Advantage: Candidates with strong communication experience with onshore clients will have an edge



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