Credit Risk Specialist

6 days ago


Hyderabad, Telangana, India WELLS FARGO BANK Full time
About this Role

Wells Fargo is seeking a skilled Credit Risk Specialist to join our team. As a key member of our Credit Quality Assurance team, you will play a critical role in reviewing the effectiveness and adherence of credit policies across all Consumer Lending products.

Key Responsibilities
  • Participate in less complex initiatives and identify opportunities for risk mitigation strategies within Credit Risk
  • Lead, develop, and implement strategic initiatives and processes to drive the company credit culture, appetite, and business performance
  • Review and analyze reports to assess and predict risk and monitor performance that require research, evaluation, and selection of alternatives, and exercise independent judgment to guide medium risk deliverables
  • Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals
Requirements
  • 2+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Preferred Qualifications
  • Experience in reviewing and analyzing all the 4C's of underwriting and ability to make credit decisions
  • End-to-end underwriting experience, including live underwriting, post-close underwriting, and post-funding quality of conforming and non-conforming loan applications
  • Excellent verbal and written communication skills and interpersonal communication skills
  • Strong analytical skills, including the ability to complete data investigations with high attention to detail and accuracy

We value diversity, equity, and inclusion in the workplace and welcome applications from all qualified candidates. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture.



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