Data Insights Expert

6 hours ago

Vijayawada, Andhra Pradesh, India beBeeDataInsights Full time ₹ 60,00,000 - ₹ 1,00,00,000

We are seeking an experienced Data Insights Expert to join our lending platform team.

In this role, you will analyze large datasets to provide actionable insights for credit decisioning models and drive business growth across loan origination, loan management, and credit scoring systems.

Key Responsibilities:

  • Collect, clean, and analyze structured and unstructured data from various sources including banking, fintech, and telco industries.
  • Collaborate with Machine Learning engineers to define features, validate models, and benchmark credit decisioning outputs.
  • Develop interactive dashboards and reports on loan performance, portfolio risk, customer segmentation, and key KPIs using Power BI or Tableau.
  • Conduct exploratory data analysis (EDA) to identify gaps, biases, and enrichment opportunities in training datasets.
  • Support regulatory compliance reporting by preparing summaries, documentation, and explainability insights.
  • Contribute to data quality frameworks, governance standards, and lineage tracking.

Required Skills & Qualifications:

  • 4+ years of experience in data analysis, preferably in credit/financial analytics.
  • Proficiency in Spark-SQL, SQL, Excel, and BI/visualization tools.
  • Strong analytical mindset with the ability to interpret complex financial/credit datasets.
  • Hands-on experience with Python or R for data wrangling, EDA, and statistical analysis.
  • Familiarity with Microsoft Azure data stack (Data Factory, Synapse, Databricks).
  • Solid understanding of credit risk KPIs, NPA ratios, loan portfolio analysis, and financial modeling.

Preferred Qualifications:

  • Experience in banking, fintech, or telco credit operations.
  • Exposure to predictive modeling, customer segmentation, or fraud analytics.
  • Knowledge of compliance frameworks.
  • Bachelor's/Master's in Statistics, Economics, Finance, Data Science, or related fields.

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