Digital Product Ownership Lead

4 days ago

Dombivli, Maharashtra, India beBeeTransformation Full time ₹ 1,75,06,752 - ₹ 2,54,10,112

Leading Transformational Initiatives in Credit Analysis, Insurance and Risk & Compliance

**Job Description:**

We are seeking experienced Product Owners to lead and deliver transformational initiatives across credit analysis, insurance and risk & compliance domains. The ideal candidate will bring a strong mix of business analysis, product ownership and domain expertise, with proven ability to translate business needs into customer-centric digital solutions.

You will work closely with stakeholders, business SMEs and cross-functional Agile teams to define vision, manage product backlogs and drive delivery excellence.

**Key Responsibilities:**

1. Define and communicate product vision, strategy and roadmap aligned with business priorities.

2. Act as Subject Matter Expert (SME) in your respective domain (Credit, Insurance or Risk & Compliance).

3. Own, manage and prioritize the product backlog using Agile best practices.

4. Draft and refine user stories with detailed acceptance criteria.

5. Partner with stakeholders (business, IT, compliance, actuarial, underwriting, risk teams) to capture requirements and ensure alignment.

6. Facilitate Scrum ceremonies: backlog refinement, sprint planning, reviews and retrospectives.

7. Support build, testing, UAT, training and rollout activities.

8. Monitor product performance, regulatory compliance and customer satisfaction; drive continuous improvement.

9. Leverage data-driven insights to enhance processes and user experience.

**Domain Tracks:**

1. **Credit Analysis**: Expertise in credit assessment processes and regulatory reporting.

2. SME on RWA calculator (RWA, RoRWA, EL calculation).

3. Experience in credit transformation initiatives.

2. **Insurance (Life, Health, General)**:

1. Strong knowledge of insurance products, underwriting, claims, actuarial, compliance.

2. Experience in digital insurance product development.

3. Proven ability to deliver customer-centric solutions.

3. **Risk & Compliance:**

1. Experience in risk assessment, risk management and compliance frameworks.

2. Ability to manage project/product delivery with regulatory considerations.

3. Hands-on in backlog refinement and product tracking for risk-focused initiatives.

**Qualifications:**

1. 7+ years of total experience, including 4+ years as a Product Owner.

2. Strong business analysis & documentation skills.

3. Experience working in Agile/Scrum environments.

4. Proven stakeholder management & communication skills.

5. Track record of delivering high-impact digital products in BFSI.

**Why Join Us?**

1. Work on high-visibility, transformation programs in BFSI.

2. Be part of a fast-growing, innovation-driven team.

3. Competitive pay, hybrid work model and a culture of continuous learning.

Our company offers a great work environment and opportunities for growth and success. We believe that our employees' diverse perspectives, experiences and backgrounds enable them to make meaningful contributions to our organization's mission and values.

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