Collections Specialist

3 weeks ago


Chennai, Tamil Nadu, India Kaleidofin Full time
Company Overview

Kaleidofin is a fintech company focused on providing financial solutions for everyone, everywhere. We aim to unlock access to tailored finance for women, agri, and nano entrepreneurs in India, Bangladesh, and East Africa.

Salary Range

The estimated salary for this role is ₹25,00,000 - ₹35,00,000 per annum, depending on experience.

Job Description

Responsibilities:

  • Develop and implement effective strategies to manage and reduce delinquencies in Unsecured Loan portfolios.
  • Have a deep understanding of the end-to-end collections process and compliances, ensuring BC partners' branches follow the same and are in touch with customers for timely recoveries.
  • Send legal notices/overdue notices/SMSs etc. to borrowers in coordination with Partner teams.
  • Introduce proactive measures/devise strategies to prevent/reduce default and improve collections efficiency across various stages of delinquency.
Required Skills and Qualifications

Requirements:

  • Bachelor's degree in finance, Business Administration, or a related field (MBA preferred).
  • At least 4-7 years of experience in collections for unsecured lending, specifically in NBFCs or financial institutions handling Personal and Business Loans.
  • Strong knowledge of collections processes, risk management, and compliance regulations for NBFCs in India.
  • Excellent team leadership and partner management abilities.
  • Proficient in data analysis, with an understanding of tools and metrics for collections performance.
  • Ability to handle field activities, conduct partner visits, and manage escalations effectively.
  • Willingness to travel extensively.
  • Strong communication and interpersonal skills for managing teams, partners, and customers.
Benefits

We offer:

  • A competitive salary range of ₹25,00,000 - ₹35,00,000 per annum.
  • A dynamic and innovative work environment.
  • Opportunities for growth and professional development.
  • A collaborative and supportive team culture.


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