Credit Analytics Expert

1 day ago


Chennai, Tamil Nadu, India Ford Motor Company Full time
Company Overview

Ford Motor Company is a global leader in the automotive industry, committed to innovation and excellence. We are seeking a talented Credit Risk Modeler to join our team and contribute to our mission of delivering high-quality vehicles and services to our customers.

Key Responsibilities
1. Develop and validate credit risk models using advanced statistical techniques and programming languages such as R, SAS, and Python.
2. Collaborate with cross-functional teams to integrate model outputs into business decisions.
3. Stay up-to-date with industry trends and emerging technologies in risk management and analytics.
4. Communicate complex technical information to non-technical stakeholders through presentations and reports.

Requirements
- Master's degree in Finance, Financial Engineering, Analytics, Mathematics, Computer Science, Statistics, or related field.
- Strong understanding of probability of default (PD), loss given default (LGD), and exposure at default (EAD) modeling techniques.
- Experience with predictive modeling techniques and their application in credit risk management.
- Knowledge of credit life cycle, statistics, and machine learning techniques.
- Programming skills in R, SAS, and Python.
- Fluency with Excel, PowerPoint, and Word.
- Strong written and oral communication skills.

Preferred Qualifications
- 3-5 years of experience in banking and financial services industry, preferably in credit analytics.
- Experience in risk analytics, credit risk scorecard development, model validation, IFRS 9 validations, and credit loss forecasting.

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