Mortgage Underwriter

The Role of a Credit Manager

A credit manager plays a critical role in assessing home loan applications according to Australian credit policies. This involves evaluating the applicant's financial situation, credit history, and property valuation to determine their eligibility for a loan.

• Assessing creditworthiness through analysis of income verification, credit checks, and property valuation reviews.
• Ensuring compliance with regulatory requirements such as NCCP (National Consumer Credit Protection Act), AML, and other relevant laws.
• Providing timely and high-quality credit decisions while meeting Service Level Agreements (SLAs) and quality metrics standards.

This is a challenging yet rewarding role that requires strong analytical and communication skills. If you are passionate about finance and enjoy working in a fast-paced environment, this could be the perfect opportunity for you.

To succeed in this role, you will need:

• A graduate or postgraduate degree in Finance, Commerce, or a related field.
• Minimum 5 years of mortgage underwriting experience, with at least 2–3 years in the Australian home loan domain.
• Strong understanding of Australian credit policies, responsible lending guidelines, and loan origination systems.
• Excellent analytical, communication, and documentation skills.

This role offers a range of benefits including:

• Opportunities for career growth and professional development.
• A dynamic and supportive work environment.
• Competitive salary and benefits package.