Working Capital Acquisition Specialist

4 days ago

Chennai Bengaluru Bangalore Coimbatore, India beBeeBusiness Full time ₹ 15,00,000 - ₹ 20,00,000
Job Title: Business Development Specialist

We are seeking a Business Development Specialist to drive the acquisition of new customers and manage the entire lifecycle of working capital loans.

This role requires a proactive and organized approach to meet individual targets and maintain strong relationships with clients. As a key member of our team, you will be responsible for lead generation, customer due diligence, document verification, and coordinating with various stakeholders to ensure timely loan sanction and disbursement.

  • Lead Generation & Acquisition: Generate leads and meet with potential customers to acquire new business.
  • Due Diligence: Perform necessary KYC, customer validation, and market inquiries. Verify references and conduct unit and security visits.
  • Loan Processing: Collect and verify required documents, review financials and bank statements, and initiate the loan application process.
  • Coordination: Coordinate internally to obtain loan sanctions and issue sanction letters. Work with panel advocates and engineers for title opinions and property valuations.
  • Execution & Disbursement: Create and execute necessary documents (e.g., MOD, filing ROC, CERSAI). Ensure the creation of limits in core banking and the timely disbursal of sanctioned limits.
  • Account Monitoring: Continuously monitor the account on an ongoing basis until the next renewal.
  • Target Achievement: Ensure the overall achievement of individual targets.
  • Relationship Building: Maintain a cordial relationship with the branch for leads and client servicing.

Skill Requirements:

  • Proven experience in lead generation and customer acquisition.
  • Strong skills in performing due diligence, KYC, and document verification.
  • Experience in processing and disbursing working capital loans.
  • Ability to coordinate with multiple internal and external stakeholders.
  • Strong understanding of financial documents and legal requirements.
  • Proactive and self-motivated with a focus on achieving individual targets.

Qualifications:

  • Bachelor's degree in Finance, Business, or a related field, or equivalent experience.

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