Transformative Credit Professional

3 days ago

Bengaluru, Karnataka, India beBeeCredit Full time ₹ 15,00,000 - ₹ 30,00,000
Product Owner - Credit Transformation

Role: Product Owner - Credit Analysis

Location: Bangalore / Chennai (Hybrid)

Experience: 8 to 15 years (minimum 5 years as a Product Owner)

About the Role

We are seeking an experienced Product Owner with a strong background in business analysis and credit assessment processes. In this role, you will be responsible for driving functional capabilities within Credit Transformation initiatives, shaping product backlogs, and ensuring business requirements are effectively translated into deliverables. You will partner with senior stakeholders, SMEs, and delivery teams to enhance decision-making and ensure successful adoption of solutions.

Key Responsibilities:
  • Own and deliver functional capabilities for credit transformation products, focusing on credit assessment and regulatory compliance.
  • Act as the Subject Matter Expert (SME) for the RWA calculator, supporting regulatory capital and risk-based calculations (RWA, RoRWA, EL).
  • Gather, refine, and draft user stories with clear acceptance criteria for development teams.
  • Collaborate with Product Owners, SMEs, and senior stakeholders to prioritize and maintain the product backlog, ensuring alignment with business value.
  • Facilitate Agile ceremonies (backlog refinement, sprint planning, sprint reviews, retrospectives).
  • Support build, test, and implementation activities, including UAT, user training, UVT, and post go-live support.
  • Provide clear documentation to communicate business requirements, processes, and outcomes.
  • Drive process improvements and enhance user experience through a data-driven and structured approach.
  • Champion Agile best practices and foster a culture of continuous service improvement.
Required Skills & Qualifications:
  • 8+ years of experience as a Business Analyst, with at least 5+ years as a Product Owner.
  • Strong knowledge of credit assessment processes and exposure to regulatory requirements in financial services.
  • Proven ability to work with cross-functional teams and manage product backlogs in an Agile environment.
  • Excellent documentation, communication, and stakeholder management skills.
  • Strong analytical and problem-solving abilities with a focus on business value delivery.
  • Experience with regulatory-driven change initiatives is preferred.

  • Transforming Credit Management Professional

    4 days ago

    Bengaluru, Karnataka, India beBeeGrowth Full time ₹ 15,00,000 - ₹ 20,00,000

    Be part of a pioneering Fintech team on a mission to revolutionize credit management in India. Leveraging AI, we're building an innovative platform that empowers users to track, enhance, and safeguard their credit health, unlocking smarter financial pathways.About the RoleWe're seeking an ambitious Associate Growth Manager to drive digital acquisition...

  • Senior Branch Credit Professional

    7 days ago

    Bengaluru, Karnataka, India beBeeCreditManagement Full time

    Branch Credit Manager PositionWe are seeking an experienced and skilled professional to oversee the entire credit function at the branch level, ensuring compliance with all regulatory requirements.The ideal candidate will have extensive experience in the BFSI industry, with a strong background in credit management and analysis. This pivotal role involves...

  • Senior Credit Professional

    1 day ago

    Bengaluru, Karnataka, India beBeeCredit Full time ₹ 18,00,000 - ₹ 30,00,000

    Job Title: Credit Analyst/ReviewerThe team is seeking a dedicated and motivated individual with strong leadership, organizational, and teamwork skills to manage a portfolio of clients and handle rating assignments.About the Role:Prepare credit reports including profiles of counterparties, key rating considerations, credit risk assessments, financial and peer...

  • Credit analysis

    1 day ago

    Bengaluru, Karnataka, India Acuity Knowledge Partners Full time

    Acuity Knowledge Partners, a leading provider of high-value research, analytics and business intelligence to the financial services sector, is having openings to support the Lending Services divisions of our clients. Headquartered in London, Acuity Knowledge Partners has nearly two decades of transformation experience in servicing over 500+ clients with a...

  • Senior Professional, Federal Tax Credit Management

    2 days ago

    Bengaluru, Karnataka, India beBeeconstructions Full time ₹ 9,00,000 - ₹ 12,00,000

    Job OverviewWe are seeking a skilled professional to fill the role of Senior Associate 1, Federal Credits, Incentives. This position is responsible for managing and executing various tasks related to federal credits and incentives.

  • Credit Analysis

    3 weeks ago

    Bengaluru, Karnataka, India Acuity Knowledge Partners Full time

    Acuity Knowledge Partners, a leading provider of high-value research, analytics and business intelligence to the financial services sector, is having openings to support the Lending Services divisions of our clients. Headquartered in London, Acuity Knowledge Partners has nearly two decades of transformation experience in servicing over 500+ clients with a...

  • Credit Analysis

    4 weeks ago

    Bengaluru, Karnataka, India Acuity Knowledge Partners Full time

    Acuity Knowledge Partners, a leading provider of high-value research, analytics and business intelligence to the financial services sector, is having openings to support the Lending Services divisions of our clients. Headquartered in London, Acuity Knowledge Partners has nearly two decades of transformation experience in servicing over 500+ clients with a...

  • Sales Professional

    20 hours ago

    Bengaluru, Karnataka, India beBeeCredit Full time ₹ 13,000 - ₹ 20,000

    Job Description:We are seeking a highly motivated sales professional to join our team in promoting and selling credit cards.

  • Senior Credit Risk Modeling Expert

    1 day ago

    Bengaluru, Karnataka, India beBeeCreditRiskModel Full time ₹ 1,20,00,000 - ₹ 2,00,00,000

    Credit Risk Modeler PositionSeeking a seasoned professional with expertise in credit risk modeling and AI/ML techniques to develop, validate, and document credit risk models for retail and wholesale portfolios.Key Responsibilities:Develop, validate, and document credit risk models (PD, LGD, EAD) for retail and wholesale portfolios across regulatory (CECL,...

  • Senior Risk Professional

    1 day ago

    Bengaluru, Karnataka, India beBeeCreditRisk Full time US$ 10,05,000 - US$ 14,30,000

    About the RoleJob Title:Credit Risk Associate/Senior Associate/Delivery LeadWe are seeking an experienced professional to join our Model Risk Management team as a Credit Risk Associate/Senior Associate/Delivery Lead. This role will be responsible for gaining a deep understanding of the model inventory and the model risk management framework, as well as...