Senior Credit Officer

2 weeks ago

Delhi, Delhi, India beBeeCreditManagement Full time ₹ 1,04,000 - ₹ 1,30,878
Credit Management Role

This is a highly skilled position that requires the ability to underwrite, build and maintain a portfolio of Loans Against Properties (LAP) as per credit policy.

The ideal candidate will have expertise in vendor management, credit verification, financial analysis, technical evaluation, and legal assessment.

  1. To process applications with thorough credit verification, financial, technical and legal analysis and sanctioned proposal within given authority limit.
  2. To underwrite, analyze and recommend proposals to seniors/committee for approval.
  3. To review and closely monitor all Management Information System (MIS) regarding portfolio and report to management on a daily basis.
  4. Monitoring of portfolio every month with respect to delinquency/losses/fraud for the period underwritten.
  5. Giving early warning inputs regularly through market, industry and customer level feedback to avoid surprise delinquencies.
  6. To ensure collection of Personal Data Details (PDD) diligently and provide safe deposit of the same.
Required Skills and Qualifications
  • Ability to comprehend risk inherent to customer business
  • Flair for numbers and an ability to understand processes, read balance sheets and understand customer business models
  • Knowledge of legal undertakings
  • Good people management skills
  • Systematic & Meticulous and Ability to perform under pressure
  • Good analytical & logical abilities and Good communication and interpersonal skills
  • High resilience, energy & initiative
  • Result and achievement orientation
  • Well networked in locality with respect to customers / financiers
  • Ability to work in teams internally and also build good relationships with customers
  • Demonstrate core company values, including high integrity and ethics
Benefits

The successful candidate will have opportunities to develop their skills and advance in their career. They will be part of a dynamic team and will have the chance to work with various stakeholders. Additionally, they will have access to ongoing training and development programs.

Others

Please note that this is a challenging role that requires a high degree of professionalism and dedication. The successful candidate must be able to work effectively in a fast-paced environment and meet deadlines. If you are a motivated individual who is looking for a new challenge, please apply now.

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