
Senior Credit Risk Analyst
21 hours ago
A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers.
The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans.
Key Responsibilities:
- Analyze and verify loan applications, ensuring all required documents are complete and accurate.
- Evaluate credit reports to determine the borrower's creditworthiness.
- Assess the borrower's employment, income, and debt levels.
- Confirm the property's value through appraisal reports.
Essential Skills and Requirements:
- Strong analytical and problem-solving skills.
- Detail-oriented with exceptional organizational abilities.
- Proficiency in using mortgage processing software and financial tools.
- Effective communication and interpersonal skills.
- Ability to work efficiently under pressure and meet tight deadlines.
- Certification in mortgage underwriting or related fields is a plus.
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