Financial Risk Specialist
2 weeks ago
At the Commonwealth Bank, we are committed to delivering exceptional customer experiences and driving business growth through our retail operations. We are seeking a highly skilled Financial Risk Specialist to join our VERO Team in Bangalore. As a key member of our team, you will be responsible for credit analysis, decisioning, verification, monitoring throughout the credit lifecycle, and the development of credit policy.
Key Responsibilities:
- Review and analyze home loan applications against credit limits and frameworks.
- Apply your knowledge of Australian home loan lending processes and regulations.
- Communicate with brokers through emails and calls and share decision on assessment.
- Support credit risk management initiatives by working with management teams.
- Utilize data analysis tools and techniques to assess and manage credit risks associated with home loan applications.
- Collaborate effectively within a team environment to meet deadlines.
- Communicate credit risk analysis results clearly and concisely.
- Participate in the development and implementation of credit risk assessment tools and processes.
- Participates in monitoring credit risk to ensure that they are within limit thresholds.
Requirements:
- Minimum of 5-7 years' experience in a related credit risk analysis or verification role.
- Strong analytical and problem-solving skills.
- Excellent communication and interpersonal skills.
- Proficient in Microsoft Office Suite and data analysis tools.
- Working knowledge of Australian home loan lending principles and regulations.
We Offer:
- A dynamic and supportive work environment.
- Opportunities for career growth and professional development.
- A competitive salary and benefits package.
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