Collateral and Risk Management Specialist

1 week ago


Mumbai, Maharashtra, India Investec Full time

Investec is a specialist bank serving clients in the UK and South Africa. Our culture gives us our edge: we work hard to find colleagues who think out of the ordinary and put them in environments where they'll flourish. We combine a flat structure with a focus on internal mobility. If you can bring an entrepreneurial spirit and a desire to learn and collaborate to your work, this could be the boost your career deserves.

Key Responsibilities:

  • Manage portfolio assets within the Direct Lending team, monitoring financial performance and covenant compliance.
  • Review and analyse monthly collateral information, reconciliations, and management information to ensure accuracy and timeliness.
  • Provide independent risk and business overview of existing portfolio clients through completion of remote business/audit reviews.
  • Conduct credit analysis for annual renewals and new lending opportunities, requiring strong credit skills and execution abilities.
  • Deal with day-to-day client queries, ensuring timely and accurate resolution.

Requirements:

  • Excellent command of PowerPoint, Word, Excel, and other relevant tools and databases.
  • Fluent in English and excellent oral and written communications skills.
  • Sound understanding of financial reporting, credit, and risk.
  • Ability to think critically, engage in analysis, and make decisions.

Cultural Attributes:

  • Team player with an ability to build trusted relationships.
  • Ability to take the initiative with an outgoing personality.
  • Confident with the ability to perform in a stretch team environment.

At Investec, we value individuals who in turn value our culture; that is, a can-do attitude while challenging convention. Diversity, competency, and flexible leadership are respected in pursuit of the growth of our business.

Investec offers a range of wellbeing benefits to make our people feel healthier, balanced, and more fulfilled in their lives inside and outside of work.

Embedded in our culture is a sense of belonging and inclusion. This creates an environment in which everyone is free to be themselves, which helps to drive innovation, creativity, and ultimately business performance.



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