Loan Specialist

We are seeking a skilled Lender to join our team.

• Evaluate loan applications and assess the borrower's creditworthiness and ability to repay the loan, ensuring alignment with business objectives and regulatory requirements.
• Guide clients through the loan application process, providing expert advice and support throughout their journey.
• Analyze financial statements, credit reports, and other documentation to make informed lending decisions that meet risk management standards.
• Determine loan terms, including interest rates and repayment schedules, and communicate these clearly to clients, ensuring transparency and trust.
• Negotiate loan terms with clients and provide recommendations to senior management regarding loan approvals and denials, upholding ethical standards.
• Foster strong relationships with clients, ensuring timely and efficient processing of all loan applications, while maintaining accurate records and documentation.
• Ensure compliance with all applicable lending regulations and policies, minimizing risk exposure and maintaining a positive reputation.
• Maintain awareness of loan portfolios and identify opportunities for risk management and improvement, driving business growth and profitability.
• Proficiency in Microsoft Office and loan management software is required, as well as strong communication and interpersonal skills, enabling effective collaboration with stakeholders.