Senior Financial Analyst

22 hours ago

Gulbarga, Karnataka, India beBeeCreditRisk Full time ₹ 40,00,000 - ₹ 60,00,000

Job Title: Credit Risk Analyst

 

The Financial Health Evaluator will be responsible for assessing the creditworthiness of new and existing customers, identifying risk levels, and providing actionable recommendations to support informed lending decisions.

 

Key Responsibilities:

  • Conduct detailed financial analysis of clients to determine their creditworthiness and potential risks.
  • Review and process credit files within defined timeframes, ensuring accuracy and compliance with established procedures.
  • Ensure timely renewal of credit files and prepare necessary documents in advance to maintain efficient operations.
  • Build and maintain strong relationships with clients, banks, and internal teams, fostering a culture of collaboration and open communication.
  • Support the achievement of department-level targets and contribute to overall business objectives through proactive strategies and innovative solutions.

 

Required Skills and Competencies:

  1. Due Diligence & Attention to Detail
  • Demonstrate strong analytical skills with a keen eye for accuracy in financial data and documentation, ensuring high-quality results and minimal errors.
  1. Industry Knowledge
  • Display ability to analyze credit for companies across multiple sectors, staying up-to-date with industry trends and regulatory requirements.
  1. Multitasking Ability
  • Exhibit capability to handle multiple client accounts simultaneously, prioritizing tasks effectively and managing workload under pressure.
  1. Technical Proficiency
  • Proficiently utilize Microsoft Excel and financial software tools for analysis, reporting, and modeling, maintaining a high level of technical expertise.

 

Preferred Candidate Profile:

  • Posess strong communication and interpersonal skills, facilitating effective collaboration and building trust with stakeholders.
  • Demonstrate high organization and self-motivation, meeting deadlines and managing workload efficiently.
  • Showcase ability to work under pressure, adapting to changing priorities and delivering results in a fast-paced environment.

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