Crisil Senior Credit Analyst
4 days ago
Job Summary
We are seeking a skilled Credit Risk Specialist to join our team at Crisil Limited.
About the Role:
The successful candidate will be responsible for conducting comprehensive credit reviews of project finance deals in global markets.
Key Responsibilities:
- Analysing financial statements, operations reports, asset summaries, and debt structures to assess credit risk.
- Preparing detailed financial models with drivers-based revenue estimations and projections for 5-7 years.
- Performing financial statement analysis, researching, and evaluating project/entity creditworthiness based on loan origination documents, annual assessments, and secondary resources.
- Creating a detailed credit assessment report, discussing the project/company's business model, funding mix, and evaluating its operational and financial risk profile.
- Providing an industry overview and company position within the industry based on secondary research.
- Credit evaluating borrower transaction history, collateral, covenant monitoring, and suggesting early warning signals.
- Actioning as a Subject Matter Expert in project financing operations.
Requirements:
- In-depth understanding of financial statement linkages and experience in working on complex financial models.
- Strong fundamentals, credit analysis, credit research, and detailed report writing skills.
- Reasonable understanding of lending process, bank guarantees, and covenant monitoring.
- Mandatory skills include financial modelling, credit risk analysis, financial analysis, and project finance.
Location: Mumbai / Pune / Gurgaon
Education Qualification: MBA
Experience: 2 to 6 Years
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