Crisil Senior Credit Analyst

4 days ago


Gurgaon, Haryana, India Crisil Limited Full time

Job Summary

We are seeking a skilled Credit Risk Specialist to join our team at Crisil Limited.

About the Role:

The successful candidate will be responsible for conducting comprehensive credit reviews of project finance deals in global markets.

Key Responsibilities:

  • Analysing financial statements, operations reports, asset summaries, and debt structures to assess credit risk.
  • Preparing detailed financial models with drivers-based revenue estimations and projections for 5-7 years.
  • Performing financial statement analysis, researching, and evaluating project/entity creditworthiness based on loan origination documents, annual assessments, and secondary resources.
  • Creating a detailed credit assessment report, discussing the project/company's business model, funding mix, and evaluating its operational and financial risk profile.
  • Providing an industry overview and company position within the industry based on secondary research.
  • Credit evaluating borrower transaction history, collateral, covenant monitoring, and suggesting early warning signals.
  • Actioning as a Subject Matter Expert in project financing operations.

Requirements:

  • In-depth understanding of financial statement linkages and experience in working on complex financial models.
  • Strong fundamentals, credit analysis, credit research, and detailed report writing skills.
  • Reasonable understanding of lending process, bank guarantees, and covenant monitoring.
  • Mandatory skills include financial modelling, credit risk analysis, financial analysis, and project finance.

Location: Mumbai / Pune / Gurgaon

Education Qualification: MBA

Experience: 2 to 6 Years



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