Risk Analytics Specialist
7 days ago
About bluCognition:
We are a cutting-edge AI/ML startup revolutionizing the financial services industry with innovative data-driven solutions. Our headquarters is located in the US, and our delivery center is based in Pune.
Our clients are leading names in the financial and telecom sectors, and we are seeking individuals to join our team as we embark on an exciting growth phase.
Position: Credit Risk Analyst - Assistant Manager / Manager
Your Day-to-Day:
- Lead a dynamic team in delivering high-impact risk solutions across credit risk, underwriting, exposure controls, and line management.
- Collaborate with stakeholders from product management, data science, and engineering to drive the implementation of risk strategies.
- Manage complex projects with challenging timelines to ensure timely delivery.
- Work closely with partner teams to identify, evaluate, and recommend new data for risk differentiation.
- Analyze loss trends and simulate risk decisioning strategies to optimize revenue, approval rates, etc.
- Partner with data science teams to develop credit risk decisioning and model deployment strategies.
- Develop a risk scorecard leveraging internal performance data and external data for credit decisioning at both underwriting and account management reviews.
- Present analysis and strategy to leadership teams effectively.
To succeed in this role, you will need:
- A quantitative background in engineering, statistics, math, economics, or business.
- 4+ years of experience in analyzing data and using SQL, Python, R, and Databricks in a finance or analytics field.
- 1+ years of experience leading high-performing teams of analysts.
- Familiarity with non-traditional data sources such as social media is a plus.
- A strong analytical mindset, problem-solving skills, attention to detail, and ability to multitask.
- A comfortable working environment dealing with ambiguity and change.
- Strong communication, interpersonal, and presentation skills with the ability to engage multiple stakeholders.
Estimated Salary: $120,000 - $180,000 per annum, depending on location and experience.
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