Senior Financial Analyst

1 day ago


Mangalore, Karnataka, India beBeecredit Full time ₹ 1,50,00,000 - ₹ 2,50,00,000

About Us

We are a data-driven Prop-Tech lender, facilitating a range of residential real estate loans for professional investors.

Founded in 2014, we employ over 300 people and have funded billions in loans. Our global team of professionals share a commitment to improving the US residential real estate ecosystem.

Our Mission

We enable investors, brokers and lenders to scale their businesses through innovative products in the real estate space. Our various business units along with the real estate value chain are geared towards fulfilling this objective.

  • Our core business unit focuses on capital lending for real estate investment.
  • We provide direct-to-borrower sales channels.
  • We offer property appraisal services.
  • We provide insurance solutions for real estate investors.

What We Offer

A dynamic and global workspace with ample opportunities to excel and grow in a variety of financial risk and analytical roles. You will be interacting extensively with teams across the globe, and with clients from different parts of the world – an opportunity that many offices of global companies are unable to provide.

You will have the chance to interact with Data Science teams to embed the latest in AI and machine learning into our underwriting processes and Trading teams to ensure that loans are properly structured to be placed on warehouse lines and into securitizations.

Role

Credit Risk Analyst/Underwriter, Team Lead

This role involves:

  • Leading a Credit Analyst team that underwrites deals for the US market.
  • Working closely with a Credit Committee to ensure seamless functioning of the credit function.
  • Ensuring quality of credit analysis, training and mentoring the team to ensure adherence to underwriting quality metrics.
  • Overseeing daily underwriting pipeline and queues to ensure timely movement, balanced workloads, and efficient resource allocation.
  • Serving as the first point of contact for escalated or complex underwriting scenarios, providing guidance and resolving issues to support smooth loan flow.
  • Supporting and mentoring underwriters by providing day-to-day guidance, fostering development, and monitoring team performance.
  • Ensuring underwriting decisions meet agency, investor, and company guidelines while supporting risk management and quality control initiatives.
  • Ideating and executing process enhancements in the credit function to help improve quality of analysis, and turnaround times.
  • Interacting with clients and other stakeholders to gather feedback and mentor the team accordingly.


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