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Business Financial Analysis Specialist
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As a critical component of our Loan Management System, we are seeking a meticulous and analytical Product Analyst to collaborate with cross-functional teams in gathering requirements, analyzing product performance, and ensuring seamless loan lifecycle management.
Key Responsibilities:
- Collaborate with product managers, business teams, and stakeholders to gather business requirements.
- Translate functional requirements into clear user stories and acceptance criteria.
- Conduct gap analysis to identify system enhancements and process improvements.
Loan Lifecycle Expertise:
- Understand and analyze end-to-end loan management processes including loan booking, repayment schedules, prepayments, foreclosures, collections, and NPA handling.
- Ensure compliance with lending regulations and policies.
Testing & Quality Assurance:
- Support UAT (User Acceptance Testing) and SIT (System Integration Testing) for new features and system upgrades.
- Validate data migration, integrations, and configurations.
Stakeholder Coordination:
- Act as a bridge between business, technology, compliance, and operations teams.
Required Skills & Qualifications:
- Bachelor's degree in Finance, Business, Computer Science, or related field.
- 2–5 years of experience as a Product Analyst, Operations Executive, Business Analyst, or related role in lending/fintech domain.
- Understanding of loan management systems (LMS), core banking systems, or lending products (PL, LAP, BL, MSME loans, etc.).
- Proficiency in SQL, Excel, and data visualization.
- Familiarity with Agile/Scrum methodology.
- Strong communication and documentation skills.
