Senior Credit Manager

6 days ago


Pune, Maharashtra, India Virtuous Advisors & Resources Private Ltd (Virtuous Resources) Full time
Job Description

Virtuous Advisors & Resources Private Ltd (Virtuous Resources) is seeking a highly experienced Senior Credit Manager to lead our MSME credit team.

The ideal candidate will have extensive experience in credit underwriting, risk management, and portfolio management in MSME lending. They should have hands-on experience in secured MSME loans, particularly collateral-backed loans like LAP, working capital, and term loans.

We are looking for someone who can manage an AUM of ₹2000 crore or above, with prior experience managing credit operations across multiple states with large teams.

The successful candidate will be responsible for designing and implementing credit policies, underwriting processes, and risk frameworks for secured MSME loans. They will also oversee credit underwriting across all branches, ensuring sound appraisal of financials, cash flows, business models, and collateral quality.

In addition, the Senior Credit Manager will lead and mentor regional and state credit managers along with their teams. They will conduct regular reviews to ensure high-quality underwriting and adherence to policies.



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