Data Scientist for Underwriting

1 week ago


Hyderabad, Telangana, India Kshema General Insurance Limited Full time

About Kshema General Insurance Limited

We are India's only Digital Agri Insurance Company, established in 2018.

Kshema enables cultivators with resilience from financial distress due to extreme climate events and perils through localised insurance products.

Kshema is leveraging Technology to provide cutting edge insurance solutions to farmers.

Our pan India presence spans over 500+ employees on roles along with 500+ employees as contractors.

Job Summary:

The Data Scientist for Underwriting plays a pivotal role in analyzing data to assess risk and determine appropriate premiums.

This role involves collaborating closely with underwriters to provide statistical insights that support decision-making processes and ensure the financial stability of the company.

Key Responsibilities:

  • Data Analysis: Collect and analyze data related to insurance claims, policyholder behavior, and market trends to identify patterns and assess risk.
  • Risk Assessment: Develop statistical models to evaluate the likelihood of claims and determine appropriate premiums.
  • Reporting: Prepare detailed reports and visualizations to communicate findings to underwriters and other stakeholders.
  • Collaboration: Work with underwriters to interpret statistical data and apply it to underwriting decisions.
  • Model Development: Create and maintain predictive models to forecast future claims and losses.
  • Compliance: Ensure all statistical analyses comply with regulatory requirements and company policies.
  • Process Improvement: Identify opportunities to improve underwriting processes through data-driven insights.
  • Training: Provide training and support to underwriters on the use of statistical tools and techniques.

Qualifications:

  • Education: Bachelor's degree in Statistics, Mathematics, Actuarial Science, or a related field. Advanced degrees or professional certifications (e.g., ASA, FSA) are a plus.
  • Experience: Minimum of 3-5 years of experience in a statistical or analytical role, preferably within the insurance industry.
  • Skills:
  • Proficiency in statistical software (e.g., R, SAS, SPSS).
  • Strong analytical and problem-solving skills.
  • Excellent communication and presentation skills.
  • Ability to work collaboratively with cross-functional teams.
  • Knowledge of insurance products and underwriting processes.

Salary Range: ₹850,000 - ₹1,200,000 per annum

Personal Attributes:

  • Detail-Oriented: High attention to detail and accuracy in data analysis.
  • Critical Thinking: Ability to think critically and make data-driven decisions.
  • Adaptability: Ability to adapt to changing data and market conditions.
  • Integrity: High ethical standards and integrity in professional conduct.

This role is essential for providing the statistical foundation needed to make informed underwriting decisions and manage risk effectively.



  • Hyderabad, Telangana, India Underwriting Solutions Full time

    We are seeking an experienced Python tech lead to join our Underwriting Solutions team. As a key member of our data analytics and technology partnership, you will play a crucial role in building and leading high-performing teams that deliver innovative solutions for the insurance industry.With a strong background in Python development, data engineering, and...


  • Hyderabad, Telangana, India data Full time

    About the RoleWe are seeking an experienced Big Data Solutions Engineer to join our team in Hyderabad, India. As a key member of our engineering team, you will be responsible for designing and implementing complex data products components based on requirements with possible technical solutions.You will work closely with Data Scientists, Data Engineers,...


  • Hyderabad, Telangana, India CBRE Full time

    **Job Overview:**Career Opportunities at CBRE as a Data Scientist.We are seeking an experienced Data Scientist to join our team. As a key member, you will be responsible for designing and developing sophisticated Power BI Reports & applying advanced Power BI DAX functions. The ideal candidate will have a strong understanding of the latest advancements in...

  • Senior Data Scientist

    1 month ago


    Hyderabad, Telangana, India Blue Yonder Full time

    Job SummaryWe are seeking an experienced Senior Data Scientist to join our team at Blue Yonder. As a Senior Data Scientist, you will be responsible for designing, developing, and deploying machine learning models to improve the performance of our products.About the RoleDevelop, test, and deploy machine learning models for our products.Collaborate with data...

  • Data Scientist

    3 weeks ago


    Hyderabad, Telangana, India TechProjects Full time

    About the RoleWe are seeking a highly skilled Data Scientist to join our team at TechProjects. As a Data Scientist, you will be responsible for building and deploying machine learning models to solve real-world business problems.

  • Data Scientist

    2 months ago


    Hyderabad, Telangana, India UnitedHealth Group Full time

    About the RoleUnitedHealth Group is seeking a highly skilled Data Scientist to join our team. As a Data Scientist, you will play a critical role in driving analytical solutions and research to help transform our solutions across Customer Engagement and improving Experience using Artificial Intelligence, Machine Learning, Big Data and Cloud Processing.Key...


  • Hyderabad, Telangana, India data Full time

    About the RoleWe are seeking a highly skilled Data Intelligence Specialist to join our engineering team in Hyderabad, India.The ideal candidate will have a strong passion for data analysis and quality monitoring, with a deep understanding of complex datasets and statistical measurements.Key ResponsibilitiesTake full ownership of data.ai core intelligence...


  • Hyderabad, Telangana, India WELLS FARGO BANK Full time

    We are seeking a Commercial Real Estate Underwriting Associate to join our team at Wells Fargo Bank. As a key member of our underwriting team, you will be responsible for participating in credit research and investigation of existing and prospective clients and counterparties.About the RoleYou will review basic issues, policies, or procedures for which...


  • Hyderabad, Telangana, India DCB Bank Full time

    About the RoleWe are seeking a skilled Senior Loan Underwriter to join our team at DCB Bank. In this role, you will be responsible for analyzing financial data, conducting client meetings, and reviewing loan applications.Your expertise in underwriting housing loans and loans against property will be invaluable in ensuring that we make informed lending...


  • Hyderabad, Telangana, India NTT DATA Full time

    Job Description:We are seeking a highly skilled Senior Data Engineer to join our team in Remote, Telangana (IN). This is a full-time position with 40 hours per week.About the Role:The successful candidate will design, develop, and maintain scalable data pipelines in the Python ecosystem. They will also participate in regular team ceremonies and contribute to...

  • Data Scientist Lead

    1 week ago


    Hyderabad, Telangana, India LTIMindtree Full time

    OverviewWe are a leading technology company, LTIMindtree, looking for a talented Data Scientist to join our team in Hyderabad.About the RoleThis is an exciting opportunity for experienced professionals to drive business growth through data-driven insights and cutting-edge technologies.Job DescriptionIn this role, you will be responsible for developing and...

  • NLP Data Scientist

    4 weeks ago


    Hyderabad, Telangana, India Arting Digital Full time

    Job Title: NLP Data ScientistAbout the Role:We are seeking a highly skilled and motivated NLP Data Scientist to join our team at Arting Digital. As a key member of our data science team, you will be responsible for developing and deploying AI models that can process and analyze large amounts of unstructured data.Responsibilities:Design and implement deep...


  • Hyderabad, Telangana, India Deliveroo Full time

    At Deliveroo, our mission is to transform the way you shop and eat. We connect consumers, restaurants, shops, and riders to bring the neighbourhood to your door.We are a technology-driven company at the forefront of the rapidly expanding food delivery industry. Our goal is to make access to food and products more convenient and enjoyable. We give people the...

  • Data Scientist

    2 months ago


    Hyderabad, Telangana, India Cybage Software Pvt. Ltd Full time

    Job DescriptionWe are seeking a talented Data Scientist to join our team at Cybage Software Pvt. Ltd. The ideal candidate will have a strong foundation in data analysis, machine learning, and programming skills.Responsibilities:Support internal and external clients with data science design and methodology.Accompany senior leaders in meetings with clients to...

  • Senior Data Scientist

    3 weeks ago


    Hyderabad, Telangana, India Insurance Information Bureau of India Full time

    Company Overview:The Insurance Information Bureau of India is a leading organization in the insurance industry, and we are seeking a highly skilled Senior Data Scientist to join our team. As a Senior Data Scientist, you will play a key role in shaping business strategies and driving data-driven decisions.Job Description:We are looking for an experienced...

  • Data Scientist

    3 weeks ago


    Hyderabad, Telangana, India PepsiCo Full time

    Job DescriptionWe are seeking a highly skilled Data Scientist - Business Intelligence Developer to join our team at PepsiCo.OverviewThis is an exciting opportunity for a talented individual to develop and maintain advanced reporting, analytics, and dashboards using Power BI. As a Data Scientist - Business Intelligence Developer, you will be responsible for...

  • Data Scientist

    4 weeks ago


    Hyderabad, Telangana, India Deliveroo Full time

    About UsDeliveroo is a technology-driven company at the forefront of the rapidly expanding food delivery industry. We aim to transform the way people shop and eat by connecting consumers, restaurants, shops, and riders. Our mission is to make access to food and products more convenient and enjoyable.The RoleWe are seeking an experienced Data Scientist to...


  • Hyderabad, Telangana, India Daxx Full time

    Job OverviewWe are seeking a skilled Data Scientist to join our team at Grid Dynamics, a digital-native technology services provider. As a Data Scientist, you will be responsible for designing and implementing advanced data models, processing large datasets, and developing predictive analytics solutions using Python.About the RoleThe ideal candidate will...

  • Data Scientist

    1 week ago


    Hyderabad, Telangana, India Firstsource Full time

    Unleash Your Potential as a Data Scientist in AI Solutions DevelopmentWe're seeking a talented Data Scientist - AI Solutions Developer to join our team at FirstSource, Hyderabad. If you're passionate about leveraging AI to drive business growth and innovation, this could be the perfect role for you.About the Opportunity:As an integral part of our team,...


  • Hyderabad, Telangana, India data Full time

    Unlock the Power of Big DataWe are seeking an experienced Advanced Data Analytics Engineer to join our team in Hyderabad, India. As a key member of our engineering team, you will play a crucial role in designing and implementing innovative data products using agile methodologies and open-source technologies.About the RoleThis is an exciting opportunity to...