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Risk Management Specialist

2 weeks ago

Mangalore, Karnataka, India beBeeRiskManagement Full time ₹ 1,80,00,000 - ₹ 2,00,00,000
Risk Analyst Job Description About the Role We are looking for a skilled Risk Analyst to join our team. The ideal candidate will have experience in Retail Unsecured Lending Risk Management, including credit cards and personal loans, with strong data visualization skills and an analytical mindset.

Responsibilities:

  • Implement and monitor credit risk strategies across the lending lifecycle acquisitions, underwriting, limit management, cross-selling, and collections.
  • Implement and monitor fraud risk controls.
  • Deep dive into alternate data and evaluate data features for enhanced risk assessment and credit expansion.
  • Help in shaping the omnichannel collections strategy and use data analytics to optimize collections efficiency.
  • Actively coordinate with external stakeholders to ensure relevant insights are effectively utilized for credit decision-making.
Requirements To be successful in this role, you should have:
  • 2+ years of experience in Retail Risk management, especially in unsecured lending products.
  • Quantitative credit/fraud risk experience (preferably Retail Credit).
  • Strong SQL skills along with experience with Python.
  • Bachelor's / Master's degree in Business Management, Economics, Statistics, Finance, Computer Science, Engineering, or another quantitative field.
Why Join Us We offer a dynamic work environment where employees can grow professionally and personally. Our team is passionate about tackling meaningful problems and developing intuitive experiences that delight customers. We value ownership, continuous learning, and improvement in a dynamic environment.