Senior Mortgage Analyst

4 days ago


Delhi, Delhi, India Mphasis Full time
Job Summary

The Senior Mortgage Analyst plays a crucial role in reviewing mortgage files, ensuring data accuracy, and maintaining compliance with client guidelines.

We are seeking an experienced professional to join our team as a Senior Mortgage Analyst. This is a challenging position that requires strong analytical skills, attention to detail, and excellent communication abilities.

In this role, you will be responsible for reviewing mortgage loan files, evaluating income, assets, credit, and collateral, and ensuring overall loan documents are accurate, complete, and compliant. You will also utilize automated underwriting systems to determine approval and clearing conditions for Final Approval.

To succeed in this position, you must have a minimum of 2+ years of current conventional mortgage loan underwriting experience. You should possess strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags, and basic knowledge of appraisal.

Additional requirements include thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP), strong analytic, interpersonal, and verbal and written communication skills, detail-oriented with strong ability to time manage, and ability to work in a flexible and production-oriented environment.

The ideal candidate will be able to work independently and as part of a team, demonstrating a strong sense of urgency while delivering high-level customer service. They must also be willing and able to work in a strict security environment and meet the necessary licensing requirements.

This position offers a competitive estimated salary range of $60,000 - $90,000 per annum, based on industry standards and location. The salary may vary depending on the candidate's qualifications and experience.

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