Micro Business Loan Team Lead

1 month ago


Krishnagiri, Tamil Nadu, India IDFC FIRST Bank Full time
Role Summary

The Branch Manager for Micro Business Lending role at IDFC First Bank is a key position that requires a professional with strong leadership and business development skills.

The ideal candidate will have a proven track record of scaling up business for micro lending in a designated area, delivering banking needs to customers in a cost-efficient and technology-effective manner.

This role will collaborate closely with the Retail team and be responsible for providing a seamless and fulfilling customer experience, ensuring IDFC First becomes the primary bank for all banking needs.

Key Responsibilities

  • Plan and execute target and manpower strategies for the branch.
  • Recruit, train, and manage a team of sales managers, credit and collection managers, and feet-on-street personnel.
  • Meet disbursement targets on a monthly basis.
  • Identify high-potential business clusters and execute penetration strategies.
  • Monitor and improve manpower productivity at all levels.
  • Mentor and monitor the branch team.
  • Stay up-to-date with competition and report new products or market developments to the upstream team.
  • Manage product mix and branch profitability.
  • Manage bucket collection and overall portfolio management.
  • Ensure internal and external audit compliance.

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