Risk Specialist

4 days ago


kanpur, India beBeeCredit Full time

Senior Risk StrategistWe are seeking a seasoned Senior Risk Strategist to support and enhance our risk decisioning, portfolio performance, and credit lifecycle strategies.This role involves evaluating credit performance, developing risk frameworks, and enabling data-driven insights that strengthen underwriting, portfolio monitoring, and collections strategies.Key Responsibilities:Design, implement, and optimize credit risk strategies across the customer lifecycle, including acquisition, underwriting, account management, and collections.Conduct detailed risk analysis to identify trends, portfolio health indicators, and early warning signals.Develop dashboards and performance reports using visualization tools (Power BI, Tableau, etc.) to support strategic decision-making.Use SQL and Python to extract, manipulate, analyze, and model large datasets from multiple banking and risk systems.Partner with product, policy, analytics, and compliance teams to refine decision rules and strengthen risk governance.Support the creation of risk scorecards and segmentation frameworks for improved credit decisioning.Evaluate performance of existing strategies and recommend enhancements based on data-driven insights.Ensure compliance with internal risk policies, regulatory expectations, and audit requirements.



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